Personal Loan – Instant Funds for
Life’s Urgencies & Opportunities

IRA Finserv makes borrowing personal – fast, flexible, and fully transparent.

⚡ Quick Approval in 48 Hours
✅ No Collateral Needed

🏦 25+ Bank Tie-Ups

Who Should Apply?

Salaried

Salaried Professionals

Freelancers

Self-Employed Consultants

Freelancers

People With Existing Loans

Women

Working Women Professionals

Loan Highlights

Loan Amounts

₹50,000 to ₹25 Lakhs

Tenure

Tenure: 12 to 60 Months

Interest Rate

Starting from 10.49% p.a.

Disbursal Time

Within 48-72 Hours

Eligibility Criteria

  • Age 21 to 58 Years
  • Income (Monthly) ₹20,000+ (Net Salary)
  • Employment Salaried / Self-Employed
  • CIBIL Score 700+ Preferred
  • Work Experience 6 Months Minimum (Salaried)

Eligibility & Documents

For Salaried:

  • PAN Card, Aadhaar Card
  • Salary Slips (Last 3 Months)
  • Bank Statement (3–6 Months)
  • Office ID Card / Offer Letter
  • Employment Proof

For Self-Employed:

  • PAN, Aadhaar, GST Cert (if any)
  • ITR (Last 2 Years)
  • Business Bank Statement
  • Visiting Card / Business Registration

Apply Now

Talk to Us on WhatsApp

Our Process

01
Submit Application or Call Us
02
Quick Assessment & Pre-Check (CIBIL + Income)
03
Personalized Offers from Multiple Banks
04
Document Pickup or Upload Link
05
Sanction & Amount Disbursed

Let's Unlock Your
Financial Potential - Together

Map

Whether you're reaching out for loan consulting or interested in becoming a partner, we're here to support your financial journey.

Book a Free Consultation

Schedule a free consultation to explore our services and get expert advice tailored to your needs.

Become a Partner

Join hands with us to help others grow. Collaborate and expand with IRA Finserv’s trusted financial ecosystem.