Commercial Property Loan – Invest with
Confidence. Expand with Control.
Flexible
High-Ticket Loans for Offices, Showrooms
Clinics, and More — Powered by IRA Finserv
IRA Finserv makes borrowing personal – fast, flexible, and fully transparent.
🏦 50+ Lending Partners
📊 Customized Loan Structuring
💯 Full Transparency & Dedicated Support
Who Should Apply?
Franchise Owners / Service Providers
Traders & Commission Agents
Doctors / CA / Lawyers / Architects
Business Owners / Entrepreneurs
Loan Highlights
Loan Amounts
₹15 Lakhs to ₹10 Crores+
Tenure
Tenure: Up to 15 Years
Interest Rate
Starting at 9.75%
Loan Structure
EMI / OD Limit / Structured Repayment
Eligibility Criteria
- Age 25 to 65 Years
- Entity Type Individual / Proprietor / LLP / Pvt Ltd
- Income Proof Minimum ITR of ₹3–5 Lakhs/year
- Credit History 700+ CIBIL or Experian Score
- Business Vintage 2 Years+ (preferred but flexible)
Eligibility & Documents
For Salaried:
- PAN Card, Aadhaar Card
- ITRs (Last 2 Years)
- Business Registration Certificate
- Bank Statements (6–12 Months)
- Property Papers (Agreement, Chain, Title, Tax Receipts)
For Pvt Ltd / LLP:
- Company PAN & COI
- Director KYC
- Audited Financials / GST Filings
- Bank Statements
- Property Docs
Apply Now
Our Process
01
Submit Loan Request (Form or WhatsApp)
02
Expert Consultation & Profile Review
03
Offer Matching with Lenders
04
Document Collection & Application Filing
05
Site Visit + Legal Valuation (Bank)
06
Final Sanction & Disbursement
Let's Unlock Your
Financial Potential - Together
Whether you're reaching out for loan consulting or interested in becoming a partner, we're here to support your financial journey.