Loan Against Property – Unlock the
Power of Your Property IRA Finserv
Makes Your Assets Work Harder,
So You Don’t Have To

IRA Finserv makes borrowing personal – fast, flexible, and fully transparent.

🏦 50+ Lending Partners
📊 High Ticket Approvals

🧾 Complete End-to-End Assistance

Who Should Apply?

Salaried

Business Owners & Traders

Freelancers

Professionals

Freelancers

Property Owners in Need of Large Capital

Women

Self-Employed Borrowers with Asset-Rich Profiles

Loan Highlights

Loan Amounts

₹10 Lakhs to ₹10 Crores+

Tenure

Up to 15 Years

Interest Rate

Starting from 9.25%* p.a.

Eligible Properties

Residential, Commercial & Industrial

Eligibility Criteria

  • Age 25 to 65 Years
  • Property Ownership Self-owned property (residential/commercial)
  • Income Consistent income track record
  • CIBIL Score 700+ Preferred
  • Employment Type Salaried / Self-Employed / Business Owner

Eligibility & Documents

For Salaried:

  • PAN Card, Aadhaar Card
  • Salary Slips (Last 3 Months)
  • Bank Statement (3–6 Months)
  • ITR/Form 16 (Last 2 Years)
  • Registered Property Documents

For Self-Employed:

  • PAN, Aadhaar, GST Cert (if any)
  • ITRs (2 Years), Balance Sheets
  • Bank Statements (12 Months)
  • Business Proof (if applicable)
  • Registered Title Deeds & Latest Property Tax

Apply Now

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Our Process

01
Submit Application or Call Us
02
Quick Assessment & Pre-Check (CIBIL + Income)
03
Property Valuation & Profile Analysis
04
Document Pickup or Upload Link
05
Legal + Technical Clearance
06
Loan Approval & Disbursement

Let's Unlock Your
Financial Potential - Together

Map

Whether you're reaching out for loan consulting or interested in becoming a partner, we're here to support your financial journey.

Book a Free Consultation

Schedule a free consultation to explore our services and get expert advice tailored to your needs.

Become a Partner

Join hands with us to help others grow. Collaborate and expand with IRA Finserv’s trusted financial ecosystem.