Home Loan โ€“ Empowering Your
Home Ownership Journey With
IRA Finserv, India's New Era of
Transparent and Trusted Lending

IRA Finserv makes borrowing personal โ€“ fast, flexible, and fully transparent.

๐Ÿ”’ 100% Transparent Process
๐Ÿ’ผ End-to-End Loan Assistance

๐Ÿ”’ 100% Transparent Process

Who Should Apply?

Salaried

Salaried Professionals

Freelancers

Self-Employed Consultants

Freelancers

People With Existing Loans

Women

Working Women Professionals

Loan Highlights

Loan Amounts

โ‚น5 Lakhs to โ‚น5 Crores+

Tenure

Up to 30 Years

Interest Rate

Competitive, Starting from 8.35%* p.a.

PMAY Subsidy

Assistance for eligible first-time buyers

Eligibility Criteria

  • Age 21 to 65 Years
  • Income Minimum โ‚น25,000 per month
  • Employment Salaried / Self-Employed
  • CIBIL Score 700+ Preferred
  • Co-Applicant Option Available for increased eligibility

Eligibility & Documents

For Salaried:

  • PAN Card, Aadhaar Card
  • Salary Slips (Last 3 Months)
  • Bank Statement (3โ€“6 Months)
  • Form 16 / ITR (Last 2 Years)
  • Property Documents

For Self-Employed:

  • PAN, Aadhaar, GST Cert (if any)
  • ITR (Last 2 Years)
  • Profit & Loss Statement / Balance Sheet
  • Bank Statements (6โ€“12 Months)
  • Property Papers

Apply Now

Talk to Us on WhatsApp

Our Process

01
Apply Online or Call Our Expert
02
Get a Call Within 1 Hour for Assessment
03
Loan Options from Multiple Banks Shared
04
Pick Your Preferred Bank
05
Document Collection & Bank Processing
06
Approval & Disbursement with Full Support

Let's Unlock Your
Financial Potential - Together

Map

Whether you're reaching out for loan consulting or interested in becoming a partner, we're here to support your financial journey.

Book a Free Consultation

Schedule a free consultation to explore our services and get expert advice tailored to your needs.

Become a Partner

Join hands with us to help others grow. Collaborate and expand with IRA Finservโ€™s trusted financial ecosystem.